Go Back

Chocolate Cream Cheese Banana Bread

This secretly healthy chocolate cream cheese banana bread is perfect for breakfast or dessert.

Recipe from Chocolate Covered Katie (chocolatecoveredkatie.com)

Prep Time 10 minutes
Cook Time 50 minutes
Total Time 1 hour
Yield 10 - 12 slices


  • 2 cups banana (for banana-free, try this Chocolate Yogurt Loaf)
  • 2 1/2 tsp pure vanilla extract
  • 1 tbsp white or cider vinegar
  • 1/4 cup oil or milk of choice
  • 2/3 cup pure maple syrup, honey, or agave
  • 1 3/4 cup spelt, white, or oat flour (flourless option listed above)
  • 1/2 cup cocoa powder
  • 2 tbsp dutch cocoa (or additional regular)
  • 1 tsp baking soda
  • 3/4 tsp each: baking powder and salt
  • optional 1/2 cup chocolate chips

Cream Cheese Filling

  • 8 oz cream cheese (store-bought, or homemade vegan cream cheese)
  • 1/3 cup powdered sugar or erythritol (or 1/8 tsp uncut stevia)
  • 3 1/2 tbsp cornstarch


  • Bring cream cheese to room temperature. Beat filling ingredients until smooth, using beaters if you can for optimum smoothness. Set aside. Preheat the oven to 350 F. Grease or line a 9x5 loaf pan. Whisk all bread ingredients in a bowl, and stir until just evenly combined. Spread about 2/3 of the batter into the pan, smooth the filling on top, then cover with remaining batter. Sprinkle extra chocolate chips on top if desired. Bake on the center rack 50 minutes, then keep door closed but turn off oven and let sit an additional 10 minutes before removing from the oven. If you can wait, I recommend very loosely covering and refrigerating overnight because it is sweeter and firmer the next day.
    View Nutrition Facts


Leftover banana? Make this Banana Ice Cream.

Nutrition Information

Calories: 200kcal