Preheat the oven to 350 F. Stir all ingredients except the cream cheese, and blend if desired. Pour three fourths of the mixture into an oven-safe dish. Use a deeper dish if you want a gooey inside or a wider dish if not. Add the cream cheese or coconut butter (with sweetener of choice stirred into the cream cheese as desired). Top with remaining oat mixture and smooth with a spoon. Bake 25 minutes, and enjoy.